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Data Security Encryption
At Bikini Sunshine your privacy is as important to us as it is to you. We take the security of your personal information very seriously and that is why we selected PayPal as our credit card and transactions processor.
When you pay for your purchases you never have to share your credit card information with us - the seller. (This gives you peace of mind knowing that your credit card information and personal information is not being transmitted to your seller's email address over an un-secure channel and then who knows where after that). PayPal is an industry-leading provider of fraud prevention technology. PayPal protects you from identity theft and covers buyers 100% against unauthorized payments. To date PayPal has over 100 million accounts.
The security of your information, transactions, and money is the core of PayPal's business and therefore PayPal's top priority.
PayPal automatically encrypts your confidential information in transit from your computer to theirs using the Secure Sockets Layer protocol (SSL) with an encryption key length of 128-bits (the highest level commercially available). Before you even register or log in to their site, their server checks that you're using an approved browser - one that uses SSL 3.0 or higher.
Once your information reaches them, it resides on a server that is heavily guarded both physically and electronically. Their servers sit behind an electronic firewall and are not directly connected to the Internet, so your private information is available only to authorized computers.
PayPal takes the privacy of your personal information very seriously. They will not sell or rent your personally identifiable information or a list of their customers to third parties.
When paying by credit card you will need to provide your name, address, phone number, and e-mail address. You will need to also provide credit card, or debit card information, which is all very standard. However, for added extra security measures you will also be asked to choose two different security questions to answer (such as your city of birth or your pet's name) This required information is necessary in order to process transactions. You will be issued a new password should you forget or lose your password. This protects you against credit card fraud and checking account fraud.
In order to protect all customers against potential fraud, PayPal will verify the information you provide. In the course of such verification, PayPal will use card authorization and fraud screening services to verify that the credit card or debit card information and address matches the information that you supplied, and that the card has not been reported as lost or stolen. An address is confirmed if the buyer’s credit card billing address matches his or her shipping address. (i.e., the address where you receive your credit card statement). Although the vast majority of unconfirmed addresses are not fraudulent, PayPal offers confirmed addresses as an additional layer of fraud protection. Confirmed addresses help guard against stolen credit cards and identity theft and decrease your chances of receiving a chargeback.
PayPal is committed to handling your customer information with high standards of information security. Your credit card information is stored only in encrypted form on computers that are not connected to the Internet. PayPal maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. PayPal tests their security systems regularly and also contract with outside companies to audit their security systems and processes.
PayPal Buyer Protection is offered as a way to make PayPal's online trading community even safer and more secure. With PayPal Buyer Protection, qualified purchases are eligible for up to $1000.00 USD coverage at no additional cost.
Transactions Covered by PayPal Buyer Protection
If you paid for an item and never received it or received an item that was significantly not as described, your transaction must meet each of the following requirements to be eligible for PayPal Buyer Protection:
The PayPal Buyer Protection icon must be displayed in the Seller Information box on eBay
Your purchase must be a physical item -- services and intangible items are not covered
You must use PayPal to pay for the item and must use the seller's email address associated with the listing. To make sure of this, use the grey Pay Now button you'll see when the listing closes on eBay. Learn More
What does it mean to be Verified?
Verification increases the security of the PayPal network. Verified members have successfully completed PayPal's verification system to establish their identity with PayPal. The verification process varies by country. For example, in the U.S., a Verified member has confirmed a bank account with PayPal. Because financial institutions screen their account holders, PayPal's verification process increases security when you pay parties you do not know.
We hope this gives you peace of mind when purchasing from Bikini Sunshine. As you can see we are very adamant about protecting your privacy and personal information.